For most of us, upon graduating from college we spend 45 years in the work force and retire at 65.
This is the so called 45-year plan before retirement.
Once we complete this 45-year plan, there is no repeating. We either have enough to retire comfortably or we don't and continue working or not and live in old age poverty. This is a darn shame!
We do not plan for this but this is how the script gets written every day. We see more and more older people continue working past retirement in low paying jobs to supplement their fixed income. This is the rather sad reality these days.
If you are just starting out in life....do yourself a favor and explore opportunities that provide you with residual income long after you retire from work!
You owe yourself at least this much.
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