Earn Triple Cashback with SHOP.COM

from BeingJRRidinger.com

Getting Cashback is one thing, but starting right now SHOP.COM is hosting an amazing TRIPLE CASHBACK Event! This is your chance to score some incredible Triple Cashback deals from some great partner stores on SHOP.COM. This event will run from 11/28 until 12/2 – so be sure to spread the word and take advantage of this incredible opportunity to earn Triple Cashback on SHOP.COM. We are offering great Triple Cashback Deals for the US and Canada, so be sure to visit the links below to take advantage of these incredible deals. They won’t last long, so log on today and save big with SHOP.COM!

Keep Growing!

-JR Ridinger CEO & President of  MarketAmerica/Shop.com

HAPPY THANKSGIVING!

SHOP.COM - Holiday Shopping Made Easy!

Grab Your Piece of the $61 Billion Pie

From BeingJRRidinger.com

Grab Your Piece of the $61 Billion Pie

Can you believe the holiday shopping season is already upon us? Online shopping trends show that this season is going to be absolutely huge – as its estimate some $61 Billion will be spend online during the holiday shopping season! Online shopping is only going to get bigger, and lucky for us we all own the best online shopping site in the world with SHOP.COM!


This great article from Internet Retailer shows just how massive the online holiday spending will be this year – show you just how important it is to capitalize on the upcoming holiday shopping bonanza. Any of the deals, sales, or promotions being offered by any of our partners are also offering via our SHOP.COM website!  Our job – to simply let people know!

Read more from BeingJRRidinger.com >>

Obama Offers Fix for Cancelled Policies

From MedPage Today

Obama Offers Fix for Cancelled Policies
Published: Nov 14, 2013 | Updated: Nov 14, 2013

By Peggy Peck, Editor-in-Chief, MedPage Today

WASHINGTON -- Six weeks into the Affordable Care Act rollout, the president took a major step back from "Obamacare" with an administrative fix that may allow Americans who received health insurance cancellation notices to have their policies reinstated for 2014.

The president announced the "fix" during a press conference at the White House on Thursday, a day after the administration unveiled lower-than-expected enrollment numbers for the health exchanges that are a centerpiece of Obamacare.

"When it comes to the policy, this is a very real climbdown on the part of the administration that potentially puts a (further) dent in the insurance exchanges just as they attempt to chug into high gear," said policy expert Daniel C. Ehlke, PhD, of SUNY-Downstate Medical Center School of Public Health.

Ehlke explained that many of those who received cancellation notices “are precisely the younger, healthier (and, in many cases, wealthier) Americans the administration would rather like to see shopping on the exchanges, leaving the risk pool constituted by those actually seeking coverage on the exchange less healthy (and older, on average). Moreover, a year’s delay in bringing all policies up to par gives ACA opponents all the more opportunity to further erode other aspects of the reform program."

At the same press conference, Obama again pledged to improve the problem-plagued website, although he conceded that "buying health insurance is never going to be as easy as buying a song on iTunes."

But it is not clear that the fix he is offering -- actually an extension of the "grandfather" clause in the Affordable Care Act to include policies that were issued after the law passed -- would ensure that such policies would not be required to meet the minimum coverage requirements of the ACA. The existing grandfather clause covers policies issued prior to the passage of the ACA in March 2010.

Read more from MedPage Today >>

Power Profile: Charlotte Israel

Charlotte Israel is a true inspiration.
"With market America, I found that I can do anything I can dare to dream to be...."

Power Profile: Beth and Phillip Black

"What attracted me to this business was the fact that Beth was making almost the same income as I was but she was staying in bed while I had to get up, fighting traffic and going to work. I decided at that point I needed to look at this business.
My greatest benefit was,, about 4 years ago, I was able to retire from corporate America and I got to spend time with my kids as they finished up their high school years!"

Retire on your own terms

Retire on your own terms, not because of actions by your employer or because of illnesses. Neither should you be in a position you cannot afford to retire because you dd not save enough.

You read about the person who had to flip hamburgers at the age of 77 years, (http://bit.ly/19PTKjO). You do not want to be in that position. Whatever your situation is at the present moment, do not procrastinate another day. Reflect, ponder and plan what you can do now to retire on your own terms. Remember, you do not have to wait till you are 65 or 67 years of age to retire!

You had also read here at this blog site about Benjamin Ginder, Jr who did so well being a distributor of Market America, that he could afford to spoil his nieces and nephews, all 17 of them, to an all expenses paid vacation trip to Disney World in Orlando, Florida, (http://bit.ly/1bhOAu2). Isn't this marvelous to be able to afford to bring fun and joy to all your nieces and nephews? Or what about bringing a hundred of his team leaders to an all expenses paid cruise?

When you are blessed with such successes, what you can do with your wealth is open to your own imagination.

Success do not happen by accident - you have to have a plan. Having made the plan, execute and make your vision a reality.

Market America and its original Corporate team who had stuck together for more than 20 years, provide you with all the tools you need to become a hopeless success, products to help you live a healthy life and the support of successful entrepreneurs to help you build a lifetime of residual income.

Prepare now and retire on your own terms! Make time your friend, not your dictator and banish money worries forever!

Consumers will engage in more post-pie web purchasing this year

From Internet Retailer

November 6, 2013

Consumers will engage in more post-pie web purchasing this year
But a shorter holiday sales season could result in missed sales, Adobe says.

Katie Evans
Senior Editor

Once the pumpkin pie is polished off on Nov. 28, many consumers will turn to the web in their feast-induced comas to start searching for holiday gifts, according to new research from Adobe Systems Inc.

Its just-released Adobe Digital Index forecasts record growth for online sales on Thanksgiving, with web sales reaching $1.1 billion, up 21.0% over $909 million on the holiday last year. On two historically big shopping days—Black Friday, the day after Thanksgiving, and Cyber Monday, the Monday after Thanksgiving—Adobe also predicts strong web sales growth. For Black Friday, it forecasts e-retail sales will reach $1.60 billion, a 17.6% increase compared with $1.36 billion for the same day last year. For Cyber Monday, Adobe predicts consumers will spend $2.27 billion online, a 15.2% increase compared to $1.97 billion on the same day in 2012.

The forecast is derived from the Adobe Digital Index, which is based on the analysis of nearly half a trillion visits to more than 2,000 retail web sites over the last seven years.

But the news isn’t all merry and bright. The shorter holiday shopping season will result in missed sales overall, Adobe says. This year, there are only 26 days between Thanksgiving and Christmas, compared with 32 days in 2012. What’s more, consumers have four—not five—full weekends in that timeframe to snag gifts. Adobe predicts the slimmer season will cost retailers $1.5 billion in missed online sales.

Read more from Internet Retailer >>

Retirement age hard to plan

From The Blade

Retirement age hard to plan
Survey finds workers’ health or bosses can dictate decision

BY TYREL LINKHORN 
BLADE BUSINESS WRITER

A large number of working-age Americans believe it will be necessary to work longer than they had previously planned, but data suggests health problems and workplace realities may push them into an early retirement anyway.

A survey by PNC Financial Services Group recently found that 49 percent of Americans between the ages of 35 and 70 think they will have to work further into their lives that they previously thought to save enough money to retire.

But the same survey found that more than half of those who already have retired did so earlier than they had planned.

Celandra Deane-Bess, vice president and senior wealth planner with PNC, said, “What that means is this option of perpetually delaying your retirement age if you haven’t saved enough is not a good backup plan for saving for retirement.”

Of those who retired earlier than they had planned, PNC found 40 percent were pushed into an early retirement because of illness and an additional 28 percent because of actions by their employer.

Only 7 percent said they worked longer for the sole purpose of socking away more money.

Ms. Deane-Bess said the survey shows that it is not always easy to pick a retirement age and stick with it.

One reason? Many people are either procrastinating or completely sticking their head in the sand when it comes to making decisions about retirement planning.

Fifty-eight percent of people surveyed said they were either putting off making plans or had thought little about retirement. In general, those who admit they are not great planners more frequently say they will have to work longer.

Read more from The Blade >>

Retailers Brace for Reduction in Food Stamps

From wsj.com

Retailers Brace for Reduction in Food Stamps
Expiration of Added Benefits Will Remove $16 Billion in Aid Over Three Years

By SHELLY BANJO and ANNIE GASPARRO
Updated Nov. 4, 2013

Retailers and grocers are bracing for another drain on consumer spending when a temporary boost in food-stamp benefits expires Friday.

The change will leave 48 million Americans with an estimated $11 billion less to spend over the next three years and comes just months after the expiration of a payroll tax cut knocked 2% off consumers' monthly paychecks.

On the business side of the equation, the cuts will fall particularly hard on the grocers, discounters, dollar stores and gas stations that depend heavily on low-income shoppers. Weak spending in that stressed consumer segment has already led retailers including Wal-Mart Stores Inc. and Target Corp.to lower their sales forecasts for the rest of the year ahead of holidays.

"It will certainly have some effect on us and the whole grocery industry," said Jim Hyland, spokesman for Midwestern grocer Roundy's Inc.

Read more from wsj.com >>

6 Things Successful Entrepreneurs Always Do

From Forbes

6 Things Successful Entrepreneurs Always Do
Holly Magister, Contributor

Much debate surrounds the notion that an entrepreneur is born with innate entrepreneurial abilities. Many believe that specific genes are present in all successful entrepreneurs. In fact, a 2008 study of identical versus fraternal twins  conducted by Scott Shane of Case Western Reserve University, Nicos Nicolaou of the University of Cyprus, and other researchers from the King’s College in London concluded a tendency to engage in entrepreneurship was indeed genetic and heritable.

The study measured engagement in entrepreneurship in a variety of ways including self-employment, business startup, and even serial entrepreneurship. However, what the study did not measure was the correlation between genes and the ability for an entrepreneur to be successful. Yet it’s been my observation that successful entrepreneurs exhibit six behaviors over and over, time and again. And it’s my belief these six things are critical to their success, because when one is absent the entrepreneur can easily fall short.

Seeks the Counsel of Others
Entrepreneurs are known for following the beat of their own drum, sometimes to a fault. This tendency toward bull headedness can be very damaging and the cause for many errors in judgment. Whereas, the truly successful entrepreneurs have respect for those who have gone before them and they seek the advice and counsel of others.

Decides his Course Based on a Macro-view

Read more from Forbes >>